Every business carries operational risk, from on-site accidents to environmental exposures to third-party liability. Casualty insurance is a broad coverage category encompassing various policy types that protect businesses and individuals against liability exposures and third-party losses arising out of their operations, products, or premises.
Expertise that scales with technology
Anzen casualty brokers bring years of market relationships and underwriting insight — amplified by AI that accelerates every step from submission to quote. With Anzen, every casualty submission gets faster turnaround, cleaner coverage, and more capacity for complex risks.
General Liability (GL)
Primary protection for bodily injury, property damage, and personal/advertising injury.
Target classes
• Manufacturing — metal, plastics, glass, paper, and rubber products
• Construction — commercial, industrial, and residential projects
• Real estate — habitational, mixed-use, and vacant properties
• Hospitality — hotels, restaurants, and bars
• Life sciences and cannabis operations
Excess & Umbrella Liability
Higher limits and layered structures for large or complex risks.
Products Liability
Occurrence and claims-made coverage for manufacturers, distributors, and importers.
Target classes
• Metal goods and industrial components
• Consumer products, nutraceuticals, and cannabis
Construction Liability
Annual practice, owner’s interest, and project-specific programs.
Target classes
• artisan, general, and trade contractors
• commercial, industrial, and residential projects
• new residential construction with national home builders
Environmental Liability
Coverage for pollution and renewable energy projects.
Liquor Liability
Tailored coverage for hotels, restaurants, and venues with liquor exposures.
Premises / OLT Liability
Owners, landlords, and tenants for habitational, commercial, and mixed-use portfolios.
Specialized Programs
Life sciences, hospitality, contractors, cannabis, and select classes placed through Anzen’s contract binding division.
This is a snapshot of our casualty appetite. For the full capabilities brochure or class‑by‑class details, contact team@anzen.com or your Anzen broker.
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